MortgageFi

The programme had 110,000 points to distribute in total: 100,000 for liquidity provision and 10,000 for referrals. Liquidity providers deposited stablecoins into earn vaults and kept positions open to accrue daily points. One source says the daily allocation was 1,000 points and recommends depositing early to get a larger share of it.

The token generation event was scheduled for mid-January 2025. A fixed points pool is easy to model: if 1,000 points are issued daily and you hold a fraction of the deposits, you earn that fraction. That makes the early-deposit advice sound, since the pool is shared by whoever is in it that day. It does not say what the points were worth.

DappRadar lists the protocol on Base and Arbitrum. Descriptions vary: Bitrue presents leverage claims, while Airdrops.io describes a decentralised, permissionless, under-collateralised lending protocol. Under-collateralised lending without credit checks is hard to make safe, and we treat the leverage and no-liquidation claims as marketing and not as verified facts.

Because the dates are old, the programme has almost certainly finished. The ticker and the TGE outcome would be confirmed on the TeamCAT channels.

For anyone reading this in 2026, the useful point is how short these windows are. A three-month points programme ending in a mid-January TGE means that anyone arriving in the final weeks had very little time to earn, and early depositors captured a larger share of each day's points. That is a built-in advantage for the first movers, and a reason to read the schedule of any programme before you commit funds to it.